Complex Payments, Simplified

Zai Integration for Businesses

Zai connected directly to your platform for split payments, escrow, and disbursements.

We integrate Zai directly into your platform so payment splits, escrow releases, and disbursements happen automatically without manual processing.

Trusted by

Industrial Deafness Freedom Hearing Bank of China ACT XM MMCLD

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3×

faster processing with a custom web portal

Financial Services

Case Study

ACT XM

A customer portal that replaced three disconnected tools

The Challenge

ACT XM’s team was managing client data across three separate platforms, none of which talked to each other. Every report took hours. Every client update meant manual data entry in three places.

The Solution

Extranet Systems built a unified web application that consolidated all three platforms into a single, secure, real-time portal, integrated directly with their existing data infrastructure.

The Outcome

Processing time dropped by 3× immediately. The team now works from a single source of truth, with real-time data, automated reporting, and full audit trails built in.

"We went from three disconnected tools to one unified system in 12 weeks. The team hasn't looked back, and neither have we."

Michael R. Head of Operations, ACT XM

Build your web application

Our Happy Clients

Hear from satisfied business owners and executives who've trusted Extranet Systems with their business challenges.

★★★★★

Extranet Systems provides very professional service on fulfilling our IT requirements. Having them on board really reduced a lot of our stress on looking after the IT infrastructure.

Larson XuBank of China

★★★★★

Working with Extranet Systems, their Software development, and integration with two of our other Software platforms went very smoothly, they were able to come back with something in no time.

Raulan GrajewskiIllawarra Retirement Trust

★★★★★

We recently engaged Extranet Systems to help implement AI into our business. They were very professional and had constant communication throughout the entire project.

Corey ButlerFoxgiven

★★★★★

Extranet gave us a level of integration we didn't think was possible. Night and day difference. Thank you Extranet.

Matias LarrainFreedom Hearing

Built for Marketplaces

Payment Infrastructure for Complex Platforms

Standard payment platforms are not built for marketplaces, gig economy platforms, or businesses that collect and distribute funds on behalf of others. Zai is purpose-built for exactly that, and we integrate it around your specific payment architecture.

Payments on Autopilot

We connect Zai directly to your platform so payment splits, escrow management, and disbursements trigger automatically based on your defined business rules.

Compliant by Design

Zai operates within the Australian financial services regulatory framework. We maintain compliance with relevant Australian payment regulations.

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Questions

Everything you need to know about building custom software with us

Zai is an Australian payment infrastructure platform built for marketplaces, SaaS platforms, and businesses that manage complex multi-party payment flows. It enables businesses to split payments between multiple recipients, hold funds in escrow, manage disbursements, and create virtual accounts for their users, all within a single, compliant payment infrastructure.

Xero is an accounting platform and Ezidebit specialises in direct debit and recurring collections. Zai is a payment infrastructure platform designed specifically for businesses that need to orchestrate complex multi-party transactions, such as splitting a payment between a marketplace and a seller, or holding funds in escrow until a service is delivered. It is built for platforms and marketplaces rather than standard business accounting or billing.

Zai is particularly well suited to online marketplaces, gig economy platforms, property technology businesses, lending and financial services platforms, and any SaaS business that facilitates payments between multiple parties. If your platform collects money on behalf of others and needs to disburse it accurately and compliantly, Zai is designed for that use case.

We connect your platform to Zai's API so payment splits, escrow management, disbursements, and virtual account operations happen automatically based on your defined business logic. When a transaction occurs on your platform, Zai handles the routing, holding, and distribution of funds without manual intervention.

Yes. Zai operates within the Australian financial services regulatory framework and holds the appropriate licences for the payment services it provides. We configure your integration to maintain compliance with relevant Australian regulations throughout your payment workflows.

Yes. We provide continuous monitoring, issue resolution, and support to keep your Zai integration running accurately and reliably as your platform grows, your transaction volumes increase, and your payment workflows evolve over time.

Payments Built for Platforms

Why Businesses Choose Zai for Complex Payment Integration

Automated splits. Secure escrow. Compliant disbursements.

Payment Splitting

Incoming payments split automatically between multiple parties based on your defined rules and percentages.

Escrow Management

Funds held securely and released automatically when your defined conditions are met without intervention.

Virtual Accounts

Virtual accounts created and managed for your users to hold and move funds within your platform.

How We Work

A process built around you, not the other way around

We don't disappear after kickoff and resurface six months later with a finished product. Every stage is collaborative, transparent, and designed to keep you in control.